Assessing the person's legal matter often requires extensive interviews review of contracts and documents and research of the current state of the law on the issues involved. As a result the information provided by the attorney seemed guests of all things legal is given for informational purposes only. It is not to be construed as legal tax investment or other professional advice communications with the attorneys on this program with a verbal or digital do not create an attorney client relationship. Hey good morning Texans there over Annika your week indoors all things legal use LT six 187 year Texas City seventy eight's journey. On the big 870. That either BL AM FM and dot com. And good morning Albert. Which school now if you we set up our FaceBook. If anybody goes on to our law firm or your FaceBook page of my FaceBook page. They can see it you're dressed in a tuxedo. With green gold pre injury calmer bond. And tied in America hat. Yes thing you know mom marching today in arched daring raid in years and we marked with a grand marshals group. It's it's a lot of fun for a lot of people coma should be great weather. My my son is actually marching with me this year who's eighteen yesterday Kenya so and so and any young girls. Likely wanna kiss on a young man he avail. I'm Movado. A with us he'll certainly through use in beads Hitler and for the for the ladies who were advanced and they its stake in they can see Cuba as a correcting it. Regulate the Fed do so that. You don't I mean I've seen occasionally some people. Kiss. The patron doctor carrier. You know to Spain I mean generally the excuse NG so. Like if if if it is like mildly mentally just want to date you know and cute she would not be. You would not be that you had none probably probably. But I'm sure they're folks in the group that they could blind the deputy some move to that's. So actually. I am today saying Tuesday. This was the best tennis today you know acting and seek his job I'm actually images. Images of loans. That's right so mr. affecting your photos from. He's a price to audiences he never have all lose it is a sincere the F Cuomo dosages is concerned my cousins it is sincere. And Emma a local you know they're all named Dominik go Joseph for a while actually. Follows we hit when Osborne has been manages to answer Joe's concern pizza face. Cal while we had one pancake issues and certainly in Kate pace that we've and we called Tuesday's because if the threat suspended visas to. So so they pick I'll be Doug even though money astute just. Is differentiate it and hit me ages since there's. Joseph references to them. Yet it's still do all through time. Oh yeah in fact Saint Catherine Q&A that there show him in where we or did their very first one this is their first saint to Alter. All right well guess it's it's you know it's now like a dying and apprised the parishes that have not done in the past because I don't do that I think aunts aunt Thelma aunt Marie. Every Thai envoy. As an mammary has inning and Marie that's a little bruised vision heroes. Are Ratner about Grozny bros. The head down mammary I think gamble. That is another. Italian name on. She does the same thing does this Alter 10 AM answer cica. And she listens. You're shouting hammering in essentials turned on does assaulted. And so I saw us up again about your great great grandmother Ruth league cup. On our on TV last. What was that as soon as I was on the scene to be defund it PBS show. I hope they don't before and PBS do you. Vehicle privacy ignorant aero money and earn. Licensed big bird out make money that you go. Like the rest of this man made money. So on. But yeah passover is that you brick program on the yes pros and necessities moto who goes I think it's it's got a long convoluted story they would talk about coffee to all all this literal laws in there is a cafe rose NATO and the manner liked to have. An Emmy goes NIC AUD for those who wrote it's a French it's a French names. Because how to spell art house last they have like a tri Centennial moment because next year's the 300 years. Of that personal official birth to a ruling yet sister tries in tennis of their head and it tries Centennial moment. They were talking about coffee habits I don't drink copies ma'am not relate to him to do with caught me was. Rose Nikko came over from Haiti correct and which was which was. In the late 17100 send domain it was a French colony. And then when they ran the French out. Our family came here now apparently. In the rose Nikko came along. Whom she was the first woman of color to whom. A home of the business in the United States Xia under coffee cart which makes sense. As our family kept its coffee ties and and that sort of thing with with. Which became Haiti or cents and senator Mingo. And sushi blues she would push a cart around the French Quarter and so coffee to the workers and everyone else here. And she was of pretty woman of color and you know Dave in honor of her. They opened a rush and the restaurants coffee shop really president of restaurant in America earning pass it was an Inca. And so they yeah they have so Sosa happy. Say Tuesday I guess if you have. 50000 Italians and Louisiana new loans. Point point top thousand rename does something happen today with Joseph the fray differences. Feel. And you know that that you other and a little boat about saint Patrick over the weekend. In Hawaii the big celebrates Saint Patrick's Day in Ireland. Because it's it's celebration of saint Patrick. Bringing christianity to our. And so. You know as I'm Ryan yes and as a result they they celebrate saint Patrick are different and much of greenery here on the island green. That if it is prepared to accept that expert at the perpetrators that position. Yes so this is that's the fun a fun week that should be good. And I guess sportsline as Obama sees this talk with signs they did not make trade would now but would mean. And so that's to be seen I think they have a deadlines. They may as to whether the tender has to be. Signs are not ego or so there's deadline but. As the great Jim think used to say sometimes the greatest deals that are made are the ones that are not made. I've they are almost like you know. Got to thank god for unanswered prayers. And on the deal so. He's out. I think. On these were the first round pick. Eddie Daniels. We're right road in the query Harrell this week about a problem. About the whole saint staying in branding coaches who were training and all this sort of thing in. Poses conclusion. Well he said Arab yes because our problems are on defense and you know. Thomas had a great season you can replace those guys the they go to others they go to the teams that was wide receivers. And you know you don't have Drew Brees throwing to you all of a sudden you put in numbers don't write and write you a question about that so we you know there is every team every college teams got. Eight wide receivers you know for a asteroid of diagnoses do the math and chances are you can find somebody. You know to come along in place but. His conclusion was and you know that's a little. I guess scary for the city if he's correct that if there's another seven and nine season. It looks like Joseph and pay me deal on the chopping block twos or could be treated you know this is there one year ago. That the patent is that this is this is really really do or die year for them. I'm still not I hostile electorate. I think when you play makers you hold on to. I know Percy Marvin. When they when you straight by an episode didn't hurt him on brought him much but right. Right I just you know I think doubt that the 2016. To two to 2010. And the difference in that team. Was she hit Reggie Bush. Even though he did not accumulate two yards. Then he was a Decourt you have to account for him and sued in an art I don't know I just think is extraordinary athletes useful but that's. I I just do this on and on. Gate and we hear about it I think we do it via brand cook whose it is very fast he can catch the ball you can you can get open deep. Whom he's gotten over the middle he's here he's he's cut right he's not a guy that's gonna go catch the ball four and that we write 510 but. You know he's at least 23 he's gonna get better. I agree and sending I agree but you know he's got to have some ideas and put the ball right there for him he's not a way it's more that's gonna make miraculous. That could catches in indoor things that. Yeah annoyance in every athletic hello I say well analysts and athletic ability with its feet. I don't know it's it's something I think that it's it's in a very good. Trading chip. You know if you wanna get you're making defense better policies that ticket that reaches August that's what I charge that's that's we can't evaluated him Clinton and and kudos to you wanna know who played phenomenal to gain in tomorrow's primary Annan very straight very disappointed in the last series. Should've filed after they crossed midcourt. Did you team fifteen seconds to have him on the court and and give us your shot as opposed to enhance it by. So beyond that they played well. I view it as. The only Louisiana representative Nancy yeah. They do well in and had a great season they were picked to finish ninth in their in the united division and they knew why won't it. They want an outright and they want to tone it. The idea that what a great year. And then last is psalm LSU baseball Jarrett O'Shea. Is off. And still throws a one war for Obama. Gives up one run in seven innings at ethnic at a pitch Saturday and a bit difficult game in only gave up one on you know beat him again though he has unit did beat to get their number looks like they do and so Jared parents got to ERA now zero point 25. It is zero with I think thirty some money innings before the game so long and you know did a great job com. So graduation Schiavo on late dean is doing a phenomenal job and now. Being nothing better but to see you on oh. Issues in a regional war. Via. I think it's fantastic graduate yeah enforcing I think you and relax a little gap here down through there. They're nine or good Brit but after it as a different look real rough often pitching in the pitching. So and then the thing that's. Their permit and pelicans play tonight against temple's. Yes he used in Ephraim they go out the rocket yeah I mean the rockets hit in tomorrow a year and Allison and is Paloma and and bogeyed imply. He sat right. Sunday they had to get someone in there who knows how to play both. Knew that inside. If that inside here Dave Dave potter said van Gundy and I grew out although it's not a bad thing. Commit let them play opposite of each other in the U really having drop off or is march drop all right you play 36 and 36 means 24 minutes. Ones in the game and one's not. Correct. Correct and that way you know you'll you'll drop off could you know they gave. Lot of guys on the team with their backups in the last three minutes of the first war effort there. It anyway big it is a way to get it done. It all right I think there were legal show up and you wouldn't know by the first fifteen minutes show but then take a break. Texans are covered degree week in doors all things legal will be right back after his brief trauma they were back there the terror Albert because you we can lawyers all things legal. Now are picking up in the morning. Now what Danny's street posse Ali's. New house is going mean and houses for sale empirical matter he saw like. Poppins when it comes to diet really is known. You know. Policy I'm surprised that you know the prices. Are crazy. Likely Q I mean if you totally few groups. In in really in Italy and Paris if you look at some of these places in the by water in the there any shotgun doubles and going from 7000 dollars an increase in this. But. You see in with you know with Katrina and a lot of these weather events that we have. When you sell our house. It there's a lot of important things you probably need to do. If you sour and the bar in order to make sure you you know if you are you buying which you think you're buying and selling disclosing everything that you supposed to. Absolutely there's something in in the law on Louisiana it's called red addition. It's basically. It's a claim in warranty. And home because you start with the proposition that any seeing that is sold in Louisiana. Is it's fit for its intended purpose that it is it is supposed to work like. You've been described to work or that you know reasonably should work for a reasonable period of also in Louisiana in the real estate market bottom. It is on almost every real estate transaction comes with an as is clause or waiver of retribution basically. On the cellar of the house I'm gonna give you decide a close saying your purchasing the house as is. In you don't have any cause of action against me as the seller. If something breaks or something is its problem. The exception to that there are exceptions even if you do sign and as his claws. And we were retribution. The the exception to that is. Fraud are misrepresentation. So in the disclosures. If the seller. Stated that the house. Possessed equality that it did not possess or. Failed to disclose known defects. And you have every right to file suit the gains that older. In red ambition seeking either return of the purchase price or reduction of the purchase price. And this happens quite often we represent both. Buyers and sellers in that situation. First of all it's somewhat hard to prove that the buyer and that the seller in new defects. It's it's it's part of net you know two to establish that. What we're finding. Quite often is that if you or the manufacturer. Of the thing I the the contractor in Europe they're flipping houses without without a contractor's license or home improvement. Home you know. There or ways to go after you personally. For a performing network without a license. Indeed for having knowledge that you presume to know the defects and we talked about it after the break. Yet we're gonna go to. CBS news update local news moved back about four minutes all things like CBS news update obese up in the about how you would expect you expecting to be in the news lately all right so we'll see in about four minutes on WWL hey we're back to Terry Albert Nico you indoors all things legal I was wrong on CBS that day. Yes Garrity drop mr. ferry leader who I've rather hear about anyway. Apps allowed Chuck Berry. Teenage wedding that was one of my favorites. Atlantis on our almighty knowing my ideal way you know when I was in high school without that that was raised I was a member. Roddy for the games com nine miles. Each player coach. Rickie for. He would hate. My temporary rise and we may keep plain and oh yeah it was an eight trajectory nature of course. That was my first introduction to Chuck Berry on. He was nine yeah nightmare tomorrow. Is sixty years. Years. Adult jail or Marbury early and then tax evasion late. Some good report on. Orders. And while I mean that you helps to build the blues look lingo as you guys spent time prisoner thing was. Oh Hugh oh also you know she's in on to plant that's. There are here right fielder went six for six the other night against Georgia. So they play the 1 o'clock. Pregame at 1230 Christians there. Just sports from 101230 but let's go to fall months let's go to you week. This is Juanita talk about one year things uninsured motors watermark that the utilities to use you know Kingsley with Texans area now over Nikko. Yeah my insurance straight trip is suggesting. Signed away you to calm shape in this case 400 they'd be doe something. By waving. Effectively the uninsured motorists. Are ensured and yeah uninsured. Motorists. Bobby bodily injury coach lynch. I just can't help thinking that. I can control how well by her but I am a lot of trucks. Destructive people out on the world. One on seven days and probably so coming Medicare that would help days. Did you imagine how much depth which could do it be done to maybe because it. One cup well what about world war on outlook that we want to where it was no problem. But. Somebody ran to the back when we're on the race structure. Just so demand sure and going six states somebody came and the tobacco atlas you nine. Well my wife who was striving. Kept our great. And we bit ago. The structure which were probably have been lead though. And and the thing is is that I can just imagine what type of problem. But I could've had. You re all right here's here's the deal. First of all shame on your agent. We're trying to talk you talk Q uninsured motorist coverage hum. Do you little background on what this is. If by law. A policy has to contain. Uninsured are uninsured slash underinsured motorist limits. Equal to your liability limits and if you have a policy with. 100000 dollar liability limits there and automatically you have uninsured motorist coverage for a 100000 dollars. Unless you sign this waiver your agent trying to keep silent. I recommend strongly. That you don't do. Because what this does if you have an accident. And someone else's fault and they are uninsured. Or even underinsured let's say they have the required minimum 151000. Dollars. Bodily injury limits on. I'll tell you what day some case. Well. Exactly you start looking at the medical expenses and and all that sort of thing. Let alone any you know any lost wages if you working let alone any in. Pain and suffering for your having to go through this and have your life possibly changed as a result of its acts. So the point is. And I'm saying this not just do you view we've been I want everybody listening go look at your policy declarations page. And make sure that you have. Uninsured motorist limits the same if you war. Liability limits and I will tell you yes there is a statute. That specifically states that any claim made. Under your uninsured motorists. Coverage. Cannot re usual limits that claim cannot be used to reach new limits because it's not based upon one. Jordan negligence or your fault it's based upon the fault of another. So the 400 dollars you spend now for this coverage. Hum. Could they're going to be. At world my policy is on the stand by liability policy. Is something like 500000. Yeah exactly who you gonna half a million dollars in coverage and I know doesn't have and have coverage. Well look 'cause I had been so sit back and but Twain house so there is. Motorist. We had virtual. And forty years have had virtually no. Who claims no crying and I have four. Probably getting on twos 7080000. Dollars. Have insurance premiums. And and I know what that's from that's from all the uninsured more receptive at all paying into the pool. You know also mean you you you wanna protect yourself because it is they're actually very. Valuable or are of high value. Premium to pay 400 bucks for half a million dollars in coverage. So you're you're getting a lot and you you're just as likely if you are safe driver like you've been. Come then you're getting a lot for your money because like you said you can control your vehicle it's all these other folks out there that oh or perhaps uninsured underinsured. That you you're trying to protect yourself from in 400 dollars for a half million dollar however shows like you got to remember. A car's a lethal weapon well gotten an era in more lethal. When people dropping impaired or or texting or text or who knows well yeah some. So if you would thanks for the call in listen tell your agent not victim to go ahead and pay this and will will will cut back a little bit on some of the type of insurance to receive that wondered well. That of that. That particular point is is that. Given. Given the tendency that people want so. Good to do be you were talking about how. The insurer courses so the problem but it's probably directly. Relate it. Should not quality to of the artist. Mandatory health care but that's a good. Our Brian that I would call to go get picked uninsured motorist coverage aren't. This would take a break thanks in Germany that you can hours all things legal be right back it is brief time out they were back Texans area particularly weak in lowers haltingly as The Beatles come together them together you think John land would have been a supporter of don't don't oh. Probably so. A so. He youth at back Alley to New York. I want so where it is things in our history here where you. And so com. Word mobile hat and it wasn't my Mac had was well received there I'm sure. Aussie guy attacks yet. Could a car dealer who sells a car that has been in Iraq and doesn't disclose it to the bar be held accountable basically. Is a wreck considered a defects and that causes it diminished now. Sorry I couldn't word to question any day. Which he did pretty good Hayward perfectly. But it's short answer is yes you if they are aware that it has been wrecked and is not in did not disclose to you the title actually. If you if you look all on a title. The seller of the vehicle it is there's a place for the seller. To disclose if the vehicle has sustained more than I think 2000 dollars worth the damage is which. Nowadays is you know scratched bumper com Padilla they have the they have the duty to disclose that information. And they're also things like the car fax and those kind of things that helped you get that information that if there are aware of it and don't disclose it. Being yet there was they're liable for the defects so and there also you know there are also it's in new courts house like this was a wrecked car this is a used car. But in the new core of the arena there are a lot of laws. That you know require you go back from any tone with a mr. period time. To allow them the opportunity to repair the vehicle in a faking it and they'll have to analysts also if you shelling the vehicle and the consumer ask if it's. In Iraq means you have an affirmative duty to be. Two accurate Galileo it do you you look at the back of the title in the back the time you have the duty to disclose the so. Yeah in getting back to go to the uninsured motorist question yes. Of a general call before the break. Regarding. An agent who's trying to talk him out of uninsured motorist coverage which. But like to find out who that agent is indeed move ahead with their policy because. Him. I. I had a client. Who was on a motorcycle. And was coming back from war. Someone pulled out from the room he hit him and he died. And he had a 100000 dollar policy. Well Joseph liability policy. And waved his uninsured motorist. And so he had no uninsured motorist coverage on his motorcycle. As a result. His family. Got nothing. Four as a meta yeah for the medical expenses they had the air tried to airlift into the hospital. Mean they're very expensive medical expenses just you know of between the time of the accident at the time he made it to the hospital. In his death and they are they were not reimburse any of that because somebody. Especially at a motorcycle because motorcycle premiums on a liability side of very inexpensive because. Motorcycles don't cause a lot of damage when they strike someone else. The more damage that you couldn't sustain in a motorcycle. Is if somebody. Strikes you with the targets in the air fault and they are underinsured or uninsured. That's where you really really need uninsured motorist is on a motorcycle and shame on that agent for not advising them that. But again if you have that opportunity. Come. Please. Purchased uninsured motorist coverage make a claim with you uninsured motorist the UN carrier. And com. It will not affect it will not affect your premiums because. The fault is not based on your fault the fault of uninsured driver. All right let's go to break. Texas area opera Nico you weaken lawyers all things legal we knew right right back here to this brief time all right we're back we got about a minute before a news reckless go to Rockies got a question regarding someone hitting his car door hit rock you on all thankfully with the concerned. And I. Up shot would erode about foresee. And it got caught at it more likely to catch him. And while we are all which covered wrote for the salt or or. And based work off the road it is the war and ordered each stop from. But Eric church saying that because all we're so we're in there may not be at all. And that's that's probably true depending on. Where was health or into the street it was etc. Well. Exactly and again you know if if there any photographs seven or whatever than you might be able to establish that that. They're knock images pay because I'm sure their insurance though the the door was open into the lane. It's in there it's a question of fact so you have to kind of work that out with the insurance go but I would get my insurance company to pay the damages and let them go fight it or I. We're gonna go to local news nationally we've beckoned to him as all things legal rocky if you wanna hold will take rescue call not we'll see about ten minutes.